Yo, fam. So, I was just checkin' out this book called "Games Criminals Play: How You Can Profit By Knowing Them" by Allen, and let me tell you, it's straight up eye-opening. The things these crooks get up to, it's wild. But, if you know how they operate, you can actually come out on top.
First Game: "The Check-Off"
Alright, so game number one is called "The Check-Off". Basically, what happens is someone convinces you to give them a check to hold onto for a bit, and in return they promise you some sweet deal. But, surprise surprise, they never come through on their end of the bargain and you're left holding the bag.
Now, you might be thinking, "Who falls for that?". But honestly, these scammers are masters at manipulation. They'll seem legit, they'll have tons of excuses for why the deal isn't working out, and before you know it, your money's gone.
But, don't worry, there's ways to protect yourself. First off, never give anyone a check unless you trust them 100%. And secondly, never, ever, ever give someone a blank check. That's just asking for trouble.
Second Game: "The Wire"
Next up, we got "The Wire". This one's all about identity theft. Basically, someone gets ahold of your personal info (like your social security number or bank account number) and uses it to buy stuff or open up new accounts in your name. And by the time you find out, it's too late.
Now, there's a few ways to protect yourself from this type of scam. First off, make sure you're shredding any documents that have your personal info on them (like bank statements or credit card offers). And secondly, be really careful about who you're giving your info to online. Make sure you're only giving it to reputable companies or websites.
Oh, and one more thing, never give your personal info out over the phone. If someone calls you asking for that kind of stuff, it's probably a scam.
Third Game: "The Big Store"
Alright, last but not least, we got "The Big Store". This one's all about retail fraud. Basically, someone goes into a store and buys a bunch of stuff with a stolen credit card (or they use a fake check). And then they go and return all the stuff for cash.
Now, retailers are pretty good at catching this kinda thing, but sometimes these crooks slip through the cracks. And when that happens, the retailer's the one who loses out on the money. And that's just not fair.
So, what can you do to protect yourself? Well, for one, always check your credit card statements to make sure there's no weird charges on there. And if you ever lose your credit card, report it missing right away. And lastly, be careful about where you're leaving your personal info (like when you're signing up for a new store credit card).
So there you have it, fam. Three common scams that criminals like to play. But, armed with the knowledge of how they operate, you can protect yourself and your money. Stay woke, and stay safe out there.
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